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Move-in ready, one-level living in Lake Monticello! This 3-bedroom, 2-bath home offers 1,440 square feet on a single level, and the big-ticket updates are already done, so you can unpack and start enjoying lake life from day one. The exterior has been refreshed with new vinyl siding and new gutters with leaf guards. The HVAC system was replaced in 2024 and the water heater in 2022, so the costly projects buyers usually budget for are already taken care of. Step outside to the brand-new Trex deck, a low-maintenance spot for morning coffee, grilling, or relaxing in the evening. Life in this gated community comes with 24/7 gated security and access to a 350-acre lake, five sandy beaches, a marina, an 18-hole golf course, a pool, tennis and basketball courts, playgrounds, and clubhouses.
| DAYS ON MARKET | 1 | LAST UPDATED | 10/19/2026 |
|---|---|---|---|
| TRACT | Lake Monticello | YEAR BUILT | 1995 |
| COMMUNITY | 228 - Fluvanna | COUNTY | Fluvanna |
| STATUS | Active | PROPERTY TYPE(S) | Single Family |
| Elementary School | Central |
|---|---|
| Jr. High School | Fluvanna |
| High School | Fluvanna |
| ADDITIONAL DETAILS | |
| AIR | Central Air, Electric |
|---|---|
| AIR CONDITIONING | Yes |
| AMENITIES | Snow Removal, Trash |
| APPLIANCES | Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Oven, Refrigerator, Washer |
| AREA | 228 - Fluvanna |
| CONSTRUCTION | Frame, Vinyl Siding |
| FIREPLACE | Yes |
| HEAT | Electric, Heat Pump |
| HOA DUES | 1460|Annually |
| INTERIOR | Bookcases, Built-in Features |
| LOT | 0.288 acre(s) |
| PARKING | Driveway, Paved |
| POOL | Yes |
| POOL DESCRIPTION | Outdoor Pool, Community |
| SEWER | Other |
| STORIES | 1 |
| STYLE | Ranch |
| SUBDIVISION | Lake Monticello |
| TAXES | 1799.16 |
| WATER | Public |
| ZONING | R-4 |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listed with The Hogan Group Real Estate
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Last Updated: 10/19/26 8:19 PM PDT
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