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445 Lake Francis Lane Ln, Lottsburg, VA 22511 (MLS # 2624082)

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Just another day in paradise! Imagine waking up and having your morning coffee surrounded by PANORAMIC water views every day. Over 840 feet of shoreline and 240 degree water views right off the Potomac River. Enjoy a glass of wine in the evening while you watch the sunset right from your own Gated Compound on a peninsula with a pier and a boat lift. If you love to entertain then this is the house for you! Here you will find so many incredible things to do; crabbing right off your dock or spend the afternoon fishing. Take the kayaks out or do some paddle boarding. Enjoy the brand-new boat or take the kids out for a little tubing or skiing. Spend the evenings in the Screened in Gazebo by the fire table, perfect place for a game of cards or go feast on the crabs you caught that day in the crab shack with wall-to-wall sliding doors to bring the outside in and let your party flow over into the expansive brick patio. Also, a great spot to watch movies under the stars while feeling the gentle River breeze and watching the moonlight glisten over the water. Don't feel like entertaining? Sit back and relax in your Newly Renovated home with wall to wall windows to capture the Majestic water. The entire 2nd floor creates the most luxurious Primary suite with ensuite and a walk in closet to die for! Wall to wall windows overlooking the water, makes waking up a breeze! Every room in this house has a view! It is so peaceful and relaxing here. No HOA, no close neighbors just you and the dolphins, eagles, osprey, ducks, fish and crab. Got extended family coming or looking for a short-term rental to make some extra cash flow, the garage cottage (1120 sq ft) has been a successful Airbnb with great history and great reviews. Keep it going or use for an in-law or teen suite. This home comes mostly furnished and has been renovated-new roof, flooring, countertops, light fixtures, long list of upgrades. The heavy lifting has been done for you all you need to do is come and enjoy your slice of heaven.

DAYS ON MARKET 11 LAST UPDATED 9/10/2026
TRACT None YEAR BUILT 1998
COMMUNITY 108 - Northumberland GARAGE SPACES 2.5
COUNTY Northumberland STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Northumberland
Jr. High School Northumberland
High School Northumberland


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Zoned
AIR CONDITIONING Yes
APPLIANCES Cooktop, Disposal, Dryer, Exhaust Fan, Gas Cooktop, Gas Water Heater, Humidifier, Microwave, Oven, Refrigerator, Washer
AREA 108 - Northumberland
BASEMENT Crawl Space, Yes
CONSTRUCTION Brick, Cedar
EXTERIOR Dock
FIREPLACE Yes
GARAGE Yes
HEAT Exhaust Fan, Forced Air, Zoned
INTERIOR Bookcases, Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Eat-in Kitchen, High Ceilings, Kitchen Island, Master Downstairs, Pantry, Recessed Lighting, Walk-In Closet(s), Wet Bar
LOT 1.4 acre(s)
LOT DESCRIPTION Cul-De-Sac, Landscaped, Level, Waterfront
PARKING Driveway, Detached, Garage, Garage Door Opener, Oversized, Paved
POOL DESCRIPTION None
SEWER Septic Tank
STORIES 2
STYLE Contemporary, Custom
SUBDIVISION None
TAXES 4287
UTILITIES Cable Available
VIEW Yes
VIEW DESCRIPTION Water
WATER Well
WATER ACCESS Kingscote Creek right off Potomac
WATERFRONT Yes
WATERFRONT DESCRIPTION River Front, Waterfront
MORTGAGE CALCULATOR
   

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All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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Last Updated: 9/14/26 9:23 AM PDT

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