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471 Jefferson Drive, Palmyra, VA 22963 (MLS # 2628795)

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Welcome to 471 Jefferson Dr located in the amenity-rich, gated community of Lake Monticello, this home offers an exceptional lifestyle with private lake access, beaches, boating, golf, swimming, fitness facilities & an impressive array of recreational amenities for residents to enjoy. Priced at $350,000, this 4-bedroom, 3.5-bath home offers 2,195 square feet of living space, flexible rooms & a private, tree-lined backyard. Fresh paint throughout, all-new carpet & an HVAC system replaced approximately two years ago add to the appeal. The main level features hardwood floors in the living room & kitchen, with a wood-burning fireplace serving as a focal point in the living room. The kitchen offers wood cabinetry, laminate countertops, stainless steel appliances & recessed lighting, with an adjoining dining area and sun-filled morning room featuring windows on two walls. A separate family room provides additional space for relaxing, working from home or entertaining. A convenient half bath completes the main level. Upstairs, the primary suite features vaulted ceilings, a walk-in closet & an ensuite bath with a jetted corner tub, double vanity, linen storage & separate walk-in shower. Two additional bedrooms & a full hall bath complete the second floor. The basement expands the possibilities with a fourth bedroom, full bath, additional living area & a separate flex room ideal for an office, playroom or hobby space. A sliding glass door opens to the backyard patio. Outside, enjoy the covered front porch, rear deck, paver patio & fenced backyard surrounded by established trees. Lake Monticello residents enjoy an array of community amenities, including a beach, boat ramp, dock, marina, golf course, pool, kiddie pool, exercise room, jogging path, community room, a lake/pond, RV/boat storage, landscaping, controlled access, a gated community, lifeguards, security guard & road maintenance. With versatile living spaces inside & outdoor areas to enjoy, this home offers room to spread out in the Lake Monticello community.

DAYS ON MARKET 1 LAST UPDATED 10/28/2026
TRACT Lake Monticello YEAR BUILT 2001
COMMUNITY 228 - Fluvanna COUNTY Fluvanna
STATUS Active PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Central
Jr. High School Fluvanna
High School Fluvanna


ADDITIONAL DETAILS
AIR Central Air
AIR CONDITIONING Yes
AMENITIES Security, Snow Removal, Trash
APPLIANCES Cooktop, Dishwasher, Disposal, Electric Cooktop, Electric Water Heater, Exhaust Fan, Microwave, Water Heater
AREA 228 - Fluvanna
BASEMENT Finished, Full, Walk-Out Access, Yes
CONSTRUCTION Frame, Vinyl Siding
EXTERIOR Lighting
FIREPLACE Yes
HEAT Electric, Exhaust Fan, Heat Pump
HOA DUES 1460|Annually
INTERIOR Eat-in Kitchen, Laminate Counters, Pantry, Recessed Lighting, Walk-In Closet(s)
LOT 0.345 acre(s)
PARKING Driveway, Oversized, Paved, Boat, RV Access/Parking
POOL Yes
POOL DESCRIPTION Outdoor Pool, In Ground, Community
SEWER Public Sewer
STORIES 2
STYLE Two Story
SUBDIVISION Lake Monticello
TAXES 2602.48
WATER Public
WATERFRONT Yes
ZONING R-4
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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Listed with Long & Foster REALTORS

All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing

Last Updated: 10/28/26 8:08 PM PDT

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