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First time offered! A Rare Waterfront Treasure in the Heart of Urbanna. Nestled seamlessly into the landscape, this picture-perfect brick home offers breathtaking views of the Rappahannock River and the serene beauty of Chesapeake Bay wildlife. Watch unforgettable sunrises each morning and enjoy ever-changing water vistas throughout the day. The main residence, with its two mirror-image levels, features 4 bedrooms and 4 ensuite baths, providing generous space for family, guests, or multi-generational living. Each level includes living rooms, a full kitchen and independent access, allowing for versatility and privacy. Thoughtfully designed for comfort, the home blends classic character and modern amenities to create relaxed riverfront living and seamless indoor-outdoor transitions. Wood flooring, refreshment bar, two gas fireplaces, custom built-ins, and multiple walk-in closets ensure ample storage and style throughout. Savor expansive views and the captivating sights of Urbanna Harbor from the full-width deck spanning the first level. The lower level opens onto a spacious patio and screened room, leading to the water's edge and your private dock. A free-standing garage, complete with full bath and a welcoming porch overlooking the water, has played host to many lively oyster roasts and joyful gatherings. Above it, a private guest suite offers comfort and privacy for visitors"”or income-generating potential. This meticulously maintained, all-brick home is just a short stroll to the charming Village of Urbanna close to shops, dining and marina amenities. Beautifully landscaped and nicely elevated, no flood insurance is required. No drive-bys or turn-arounds, please. Whether you're seeking a full-time haven or the riverfront retreat of your dreams, this cherished gem is the ideal waterfront escape.
DAYS ON MARKET | 1 | LAST UPDATED | 7/11/2025 |
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TRACT | None | YEAR BUILT | 1992 |
COMMUNITY | 112 - Middlesex | GARAGE SPACES | 2.0 |
COUNTY | Middlesex | STATUS | Active |
PROPERTY TYPE(S) | Single Family |
Elementary School | Middlesex |
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Jr. High School | Saint Clare Walker |
High School | Middlesex |
ADDITIONAL DETAILS | |
AIR | Ceiling Fan(s), Central Air, Electric |
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AIR CONDITIONING | Yes |
APPLIANCES | Cooktop, Dishwasher, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Oven, Refrigerator, Washer |
AREA | 112 - Middlesex |
BASEMENT | Finished, Walk-Out Access, Yes |
CONSTRUCTION | Brick |
EXTERIOR | Balcony, Dock, Storage |
FIREPLACE | Yes |
GARAGE | Yes |
HEAT | Electric, Heat Pump |
INTERIOR | Bookcases, Built-in Features, Ceiling Fan(s), Master Downstairs, Recessed Lighting, Walk-In Closet(s), Wet Bar |
LOT | 1.523 acre(s) |
LOT DESCRIPTION | Landscaped, Waterfront |
PARKING | Detached, Garage |
POOL DESCRIPTION | None |
SEWER | Public Sewer |
STORIES | 2 |
STYLE | Two Story |
SUBDIVISION | None |
TAXES | 2734.64 |
WATER | Public |
WATER ACCESS | Urbanna Harbor |
WATERFRONT | Yes |
WATERFRONT DESCRIPTION | Creek, Waterfront |
ZONING | H |
MORTGAGE CALCULATOR
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Listed with Pearls of the Chesapeake LLC
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Last Updated: 7/11/25 10:33 PM PDT
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