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7 Loving Terrace, Palmyra, VA 22963 (MLS # 2616100)

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Don't miss this beautifully maintained home in Lake Monticello! Filled with natural light, the thoughtfully designed main level features an open-concept layout that seamlessly connects the spacious living room with a gas fireplace, the updated kitchen with newly installed granite countertops, and a charming breakfast nook. The first floor also offers a formal dining room, a dedicated home office with elegant French doors, and a generously sized primary suite featuring two walk-in closets with custom built-in shelving. The en-suite bath provides a relaxing retreat with a jetted soaking tub and separate walk-in shower. Upstairs, you'll find two additional spacious bedrooms with newly installed carpet and a full bathroom. Step outside to enjoy the large, fully fenced backyard with newly installed fencing, mature landscaping, and a raised garden bed"”perfect for gardening, entertaining, or simply relaxing outdoors. As a resident of Lake Monticello, you'll enjoy access to an array of community amenities while benefiting from a convenient location with easy commuting to both Charlottesville and Richmond. Take a stroll to nearby Bunker Park or to the Lake Monticello Pub.

DAYS ON MARKET 11 LAST UPDATED 6/11/2026
TRACT Lake Monticello YEAR BUILT 1997
COMMUNITY 228 - Fluvanna GARAGE SPACES 2.0
COUNTY Fluvanna STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Central
Jr. High School Fluvanna
High School Fluvanna


ADDITIONAL DETAILS
AIR Electric, Heat Pump
AIR CONDITIONING Yes
APPLIANCES Electric Water Heater
AREA 228 - Fluvanna
CONSTRUCTION Block, Vinyl Siding
FIREPLACE Yes
GARAGE Yes
HEAT Electric, Heat Pump
HOA DUES 1494|Annually
INTERIOR Granite Counters, High Ceilings, Master Downstairs, Walk-In Closet(s)
LOT 0.41 acre(s)
PARKING Attached, Direct Access, Garage, Garage Door Opener
POOL DESCRIPTION None, Community
SEWER Public Sewer
STORIES 2
STYLE Two Story
SUBDIVISION Lake Monticello
TAXES 2362
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
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Listed with Great South Realty, Inc.

All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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Last Updated: 6/22/26 9:07 AM PDT

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