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Welcome to your creekside escape in the heart of White Stone. This charming cottage offers the kind of lifestyle people dream about "” hop on your boat for an afternoon cruise, idle out to the Rappahannock River for sunset views, then head back up the creek for dinner on the patio as the summer breeze rolls in. Here, life moves at the perfect pace. When you're not on the water, you're just minutes from the beloved small-town amenities of White Stone, Irvington, and Kilmarnock. Enjoy parades, town concerts, local dining, boutique shopping, and community events that make this area so special. It's a true gathering place. Inside, this one-level home is full of warmth and character. Painted true wainscoting and a brick fireplace create a cozy focal point in the main living area. The spacious creek room offers plenty of space to gather, complete with room for an informal dining table overlooking the water. The kitchen is generously sized with space for an island and dining table, plus a convenient laundry area and direct access to the garage. The waterfront primary suite features a private bath and walk-in closet, while an additional bedroom and a full bath, plus an additional bonus room, provide comfortable accommodations for family and guests. Just off the foyer, a flexible bonus room can serve as a formal dining room, family room, office, or overflow guest space "” whatever suits your lifestyle. Lovely hardwood floors run throughout much of the home, adding to its timeless appeal. Whether you're looking for a weekend getaway or a full-time retreat, this creek cottage is ready to welcome you home.
| DAYS ON MARKET | 1 | LAST UPDATED | 2/25/2026 |
|---|---|---|---|
| TRACT | None | YEAR BUILT | 1969 |
| COMMUNITY | 110 - Lancaster | GARAGE SPACES | 1.0 |
| COUNTY | Lancaster | STATUS | Active |
| PROPERTY TYPE(S) | Single Family |
| Elementary School | Lancaster |
|---|---|
| Jr. High School | Lancaster |
| High School | Lancaster |
| ADDITIONAL DETAILS | |
| AIR | Heat Pump |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Cooktop, Dishwasher, Dryer, Electric Cooktop, Electric Water Heater, Range Hood, Refrigerator, Washer |
| AREA | 110 - Lancaster |
| BASEMENT | Crawl Space |
| CONSTRUCTION | Brick, Frame, Wood Siding |
| EXTERIOR | Dock |
| FIREPLACE | Yes |
| GARAGE | Yes |
| HEAT | Electric, Heat Pump |
| INTERIOR | Eat-in Kitchen, Laminate Counters, Master Downstairs, Walk-In Closet(s) |
| LOT | 1.813 acre(s) |
| LOT DESCRIPTION | Waterfront |
| PARKING | Attached, Circular Driveway, Garage |
| POOL DESCRIPTION | None |
| SEWER | Septic Tank |
| STORIES | 1 |
| STYLE | Ranch |
| SUBDIVISION | None |
| TAXES | 2923.25 |
| VIEW | Yes |
| VIEW DESCRIPTION | Water |
| WATER | Well |
| WATER ACCESS | CARTERS CREEK |
| WATERFRONT | Yes |
| WATERFRONT DESCRIPTION | Creek, Waterfront |
| ZONING | R1 |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listed with Isabell K. Horsley R. E., Ltd.
All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.
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Last Updated: 2/25/26 9:01 PM PST
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